Focus Bank
Charleston, MO — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Focus Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 28,100 | 8,346 |
Income from Lease Financing Receivables | 703 | 6 |
298 | 27 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 145 | 13 |
Income on Loans and Leases (TE) | 28,948 | 8,380 |
Investment Interest Income (TE) | 801 | 1,007 |
Total Interest Income (TE) | 30,067 | 9,598 |
Total Interest Expense | 6,128 | 957 |
Net Interest Income (TE) | 23,939 | 8,596 |
Non-Interest Income | 4,380 | 1,957 |
Adjusted Operating Income (TE) | 28,319 | 10,610 |
Non-interest Expense | 18,253 | 6,886 |
Provision for Loan & Lease Losses | 1,493 | 275 |
Pretax Operating Income (TE) | 8,573 | 3,421 |
Pretax Net Operating Income (TE) | 8,597 | 3,495 |
Applicable Income Taxes | -1,215 | 604 |
Net Operating Income | 9,585 | 2,724 |
Net Income | 9,585 | 2,724 |
Cash Dividends Declared | 5,600 | 1,137 |
Retained Earnings | 3,985 | 1,380 |