Vitals
  • Total Assets
    734.9M 1.7 %
  • Total Deposits
    581.6M 4.8 %
  • Total Net Loans
    603.4M 0.0 %
  • Net Income
    9.6M 20.9 %
  • Book Value
    76.4M 2.8 %
  • Book Value x2
    152.8M 2.8 %
  • Book Value x3
    229.1M 2.8 %
ROAA

1.307

ROAE

12.797

Efficiency Ratio

64.455

Net Interest Margin

3.412

Balance Sheet Highlights
Financial Highlights Focus Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 734,945 258,416
Total Net Loans 603,368 178,998
Total Deposits 581,574 217,087
Total Equity 76,379 28,107
Profitability
Net Income 9,585 2,724
Return on Average Assets 1.307 1.016
Return on Average Equity 12.797 9.475
Net Interest Margin 3.412 3.745
Efficiency Ratio 64.455 67.758
Noninterest Income/Revenue 12.715 16.937
Balance Sheet Ratios
Loan-to-Deposit 103.747 78.741
Securities/Assets .049 .158
Total Equity/Total Assets .104 .109
Tangible Equity/Tangible Assets .104 .106
Capital Adequacy
Tier 1 Common Capital 77,036 27,011
Tier 1 Capital 77,036 27,012
Tier 2 Capital 7,405 2,220
Total Capital 84,441 29,258
Total Risk Weighted Assets 591,396 195,723
Leverage Ratio 10.39 10.472
Common Equity Tier 1 Capital Ratio 13.03 14.947
Tier 1 Capital Ratio 13.03 14.954
Total Capital Ratio 14.28 16.077

Timeline for Focus Bank

Bank Of Paragould

Acquisition: Focus Bank acquired a new subsidiary, Bank Of Paragould, 18 years

View Profile Jun 06 2005

First Security State Bank Of Southeast Missouri

Acquisition: Focus Bank acquired a new subsidiary, First Security State Bank Of Southeast Missouri, 18 years

View Profile May 09 2005

Security State Bancshares, Inc.

Security State Bancshares, Inc. became a new parent organization for Focus Bank.

View Profile Apr 08 1988

Focus Bank

Focus Bank was established 94 years ago and is currently headquartered in Charleston, MO.

Jan 01 1930
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Paragould Seller 110,299 Pooling of Interests Discontinued 6/6/2005
First Security State Bank Of Southeast Missouri Seller 62,480 Pooling of Interests Discontinued 5/9/2005
Relationships Role Relationship Start Relationship End
Security State Bancshares, Inc. Parent 4/8/1988
Similar Organizations
Organization City State Total Assets
Biscayne Bank
 		Coconut Grove FL 747.2M
Pinnacle Bank
 		Keene TX 729.0M
The Pitney Bowes Bank, Inc.
 		Salt Lake City UT 724.6M
Evergreen Bank Group
 		Oak Brook IL 762.4M
Meridian Bank
 		Paoli PA 747.7M
Katahdin Trust Company
 		Patten ME 743.7M
Bank Of Putnam County
 		Cookeville TN 744.6M
Frontier Bank
 		Omaha NE 739.6M
Spiritbank
 		Tulsa OK 746.6M
The Fidelity Deposit And Discount Bank
 		Dunmore PA 771.1M