Vitals
  • Total Assets
    519.6M -4.4 %
  • Total Deposits
    467.2M -5.1 %
  • Total Net Loans
    295.5M 4.5 %
  • Net Income
    5.2M 82.3 %
  • Book Value
    50.4M 2.2 %
  • Book Value x2
    100.8M 2.2 %
  • Book Value x3
    151.2M 2.2 %
ROAA

.971

ROAE

10.183

Efficiency Ratio

73.627

Net Interest Margin

3.234

Balance Sheet Highlights
Financial Highlights Fnbc Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 519,603 290,894
Total Net Loans 295,545 191,278
Total Deposits 467,211 246,407
Total Equity 50,407 31,125
Profitability
Net Income 5,233 2,670
Return on Average Assets .971 .919
Return on Average Equity 10.183 8.247
Net Interest Margin 3.234 3.499
Efficiency Ratio 73.627 67.9
Noninterest Income/Revenue 22.31 16.598
Balance Sheet Ratios
Loan-to-Deposit 63.257 72.669
Securities/Assets .326 .191
Total Equity/Total Assets .097 .107
Tangible Equity/Tangible Assets .093 .103
Capital Adequacy
Tier 1 Common Capital 49,474 29,670
Tier 1 Capital 49,474 29,720
Tier 2 Capital 3,021 2,112
Total Capital 52,495 31,905
Total Risk Weighted Assets 308,785 212,461
Leverage Ratio 9.33 10.62
Common Equity Tier 1 Capital Ratio 16.02 16.313
Tier 1 Capital Ratio 16.02 16.329
Total Capital Ratio 17 17.341

Timeline for Fnbc Bank & Trust

First National Bank Of La Grange

Acquisition: Fnbc Bank & Trust acquired a new subsidiary, First National Bank Of La Grange, 9 years

View Profile Jan 01 2015

Foxdale Bank

Acquisition: Fnbc Bank & Trust acquired a new subsidiary, Foxdale Bank, 22 years

View Profile Dec 17 2001

Foxdale Bancorp, Inc.

Acquisition: Fnbc Bank & Trust acquired a new subsidiary, Foxdale Bancorp, Inc. , 22 years

View Profile Dec 17 2001

Mokena State Bank

Acquisition: Fnbc Bank & Trust acquired a new subsidiary, Mokena State Bank, 24 years

View Profile May 08 2000

F.N.B.C. Of La Grange, Inc.

F.N.B.C. Of La Grange, Inc. became a new parent organization for Fnbc Bank & Trust.

View Profile Dec 28 1996

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Complete timeline for Fnbc Bank & Trust is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of La Grange Seller 335,598 Pooling of Interests Discontinued 1/1/2015
Foxdale Bank Seller 40,349 Acquisition Discontinued 12/17/2001
Foxdale Bancorp, Inc. Seller Acquisition Discontinued 12/17/2001
Mokena State Bank Seller 51,428 Pooling of Interests Discontinued 5/8/2000
Relationships Role Relationship Start Relationship End
F.N.B.C. Of La Grange, Inc. Parent 12/28/1996
Wesco Investment Corporation Parent 1/29/1993 12/27/1996
Wesco Investment Corporation Parent 12/31/1983 1/28/1993
Wesco Investment Corporation Parent 12/31/1977 12/30/1983
Wesco Investment Corporation Parent 12/31/1970 12/30/1977
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