Vitals
  • Total Assets
    237.8M -0.2 %
  • Total Deposits
    215.3M -0.9 %
  • Total Net Loans
    165.3M 2.5 %
  • Net Income
    870000.0000 27.8 %
  • Book Value
    20.8M 8.7 %
  • Book Value x2
    41.7M 8.7 %
  • Book Value x3
    62.5M 8.7 %
ROAA

.494

ROAE

5.702

Efficiency Ratio

85.413

Net Interest Margin

3.495

Balance Sheet Highlights
Financial Highlights Florida Citizens Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 237,794 512,210
Total Net Loans 165,329 335,405
Total Deposits 215,318 423,939
Total Equity 20,848 54,777
Profitability
Net Income 870 2,658
Return on Average Assets .494 .663
Return on Average Equity 5.702 6.368
Net Interest Margin 3.495 3.58
Efficiency Ratio 85.413 77.974
Noninterest Income/Revenue 16.306 14.022
Balance Sheet Ratios
Loan-to-Deposit 76.784 77.156
Securities/Assets .092 .172
Total Equity/Total Assets .088 .107
Tangible Equity/Tangible Assets .088 .103
Capital Adequacy
Tier 1 Common Capital 21,090 48,988
Tier 1 Capital 21,090 49,419
Tier 2 Capital 2,263 3,772
Total Capital 23,353 53,200
Total Risk Weighted Assets 180,541 355,919
Leverage Ratio 8.85 10.09
Common Equity Tier 1 Capital Ratio 11.68 15.164
Tier 1 Capital Ratio 11.68 15.25
Total Capital Ratio 12.94 16.397

Timeline for Florida Citizens Bank

Harbor Community Bank

Florida Citizens Bank was acquired by Harbor Community Bank 8 years

View Profile Dec 05 2015

Florida Citizens Bank

Florida Citizens Bank was established 25 years ago and is currently headquartered in Gainesville, FL.

Dec 23 1998

Ogs Investments, Inc.

Ogs Investments, Inc. became a new parent organization for Florida Citizens Bank.

View Profile Dec 23 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Harbor Community Bank Buyer 1,785,472 Acquisition Discontinued 12/5/2015
Relationships Role Relationship Start Relationship End
Ogs Investments, Inc. Parent 12/23/1998 12/4/2015
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