Net Income Analysis ( % relative to Total Revenue )
Income Statement Firstcity Bank Of Commerce All Insured Commercial Banks in Florida
Interest and Fees on Loans 2,939 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 2,939 17,770
Investment Interest Income (TE) 181 2,218
Total Interest Income (TE) 3,150 20,559
Total Interest Expense 546 2,162
Net Interest Income (TE) 2,604 18,272
Non-Interest Income 237 3,794
Adjusted Operating Income (TE) 2,841 22,711
Non-interest Expense 2,418 16,000
Provision for Loan & Lease Losses 222 402
Pretax Operating Income (TE) 201 6,153
Pretax Net Operating Income (TE) 201 6,294
Applicable Income Taxes — 1,702
Net Operating Income 201 4,381
Net Income 201 4,381
Cash Dividends Declared 77 1,082
Retained Earnings 124 2,782