Vitals
  • Total Assets
    42.9M 19.3 %
  • Total Deposits
    39.1M 21.2 %
  • Total Net Loans
    38.5M 22.9 %
  • Net Income
    56000.0000 1.8 %
  • Book Value
    3.7M 14.0 %
  • Book Value x2
    7.3M 14.0 %
  • Book Value x3
    11.0M 14.0 %
ROAA

.544

ROAE

6.155

Efficiency Ratio

88.477

Net Interest Margin

4.329

Balance Sheet Highlights
Financial Highlights First Texoma Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 42,860 134,379
Total Net Loans 38,486 75,600
Total Deposits 39,138 114,168
Total Equity 3,666 13,237
Profitability
Net Income 56 894
Return on Average Assets .544 1.338
Return on Average Equity 6.155 13.728
Net Interest Margin 4.329 4.377
Efficiency Ratio 88.477 67.486
Noninterest Income/Revenue 10.189 17.372
Balance Sheet Ratios
Loan-to-Deposit 98.334 62.233
Securities/Assets .021 .672
Total Equity/Total Assets .086 .099
Tangible Equity/Tangible Assets .081 -.082
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,498 12,741
Tier 2 Capital 243 893
Total Capital 3,741 13,638
Total Risk Weighted Assets 39,328 84,758
Leverage Ratio 8.54 10.046
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.9 17.369
Total Capital Ratio 9.51 18.447

Timeline for First Texoma Bank

First Texoma National Bank

First Texoma Bank was acquired by First Texoma National Bank 19 years

View Profile Apr 22 2005

Fnb Financial Services, Inc.

Fnb Financial Services, Inc. became a new parent organization for First Texoma Bank.

View Profile Aug 21 2000

First Texoma Bank

First Texoma Bank was established 116 years ago and is currently headquartered in Houston, TX.

Jan 01 1908
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Texoma National Bank Buyer 169,748 Pooling of Interests Discontinued 4/22/2005
Relationships Role Relationship Start Relationship End
Fnb Financial Services, Inc. Parent 8/21/2000 4/21/2005
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