Vitals
  • Total Assets
    276.6M -0.9 %
  • Total Deposits
    243.5M -1.3 %
  • Total Net Loans
    89.6M 14.7 %
  • Net Income
    418000.0000 56.0 %
  • Book Value
    30.9M 1.4 %
  • Book Value x2
    61.8M 1.4 %
  • Book Value x3
    92.7M 1.4 %
ROAA

.15

ROAE

1.361

Efficiency Ratio

93.321

Net Interest Margin

2.38

Balance Sheet Highlights
Financial Highlights First Texas Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 276,642 358,087
Total Net Loans 89,638 213,533
Total Deposits 243,511 308,027
Total Equity 30,888 38,740
Profitability
Net Income 418 3,845
Return on Average Assets .15 1.025
Return on Average Equity 1.361 9.415
Net Interest Margin 2.38 3.773
Efficiency Ratio 93.321 66.762
Noninterest Income/Revenue 21.621 16.375
Balance Sheet Ratios
Loan-to-Deposit 36.811 65.494
Securities/Assets .566 .214
Total Equity/Total Assets .112 .108
Tangible Equity/Tangible Assets .112 .104
Capital Adequacy
Tier 1 Common Capital 30,868 37,278
Tier 1 Capital 30,868 37,303
Tier 2 Capital 212 2,526
Total Capital 31,080 39,866
Total Risk Weighted Assets 123,791 237,367
Leverage Ratio 10.83 10.563
Common Equity Tier 1 Capital Ratio 24.94 18.073
Tier 1 Capital Ratio 24.94 18.097
Total Capital Ratio 25.11 19.169

Timeline for First Texas Bank

First Texas Bank

Acquisition: First Texas Bank acquired a new subsidiary, First Texas Bank, 29 years

View Profile Jul 07 1995

First Texas Bank

First Texas Bank was established 47 years ago and is currently headquartered in Killeen, TX.

Nov 16 1977

First Texas Bancorp, Inc.

First Texas Bancorp, Inc. became a new parent organization for First Texas Bank.

View Profile Nov 16 1977
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Texas Bank Seller 67,369 Pooling of Interests Discontinued 8/8/2009
First Texas Bank Seller 74,201 Pooling of Interests Discontinued 7/7/1995
Relationships Role Relationship Start Relationship End
First Texas Bancorp, Inc. Parent 11/16/1977
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