Net Income Analysis ( % relative to Total Revenue )
Income Statement First State Community Bank All Insured Commercial Banks in Missouri
Interest and Fees on Loans 71,564 8,346
Income from Lease Financing Receivables 399 6
1,468 27
Estimated Tax Benefit from Tax-Exempt Loan Income 772 13
Income on Loans and Leases (TE) 72,735 8,380
Investment Interest Income (TE) 6,856 1,007
Total Interest Income (TE) 79,886 9,598
Total Interest Expense 6,678 957
Net Interest Income (TE) 73,208 8,596
Non-Interest Income 27,141 1,957
Adjusted Operating Income (TE) 100,349 10,610
Non-interest Expense 60,907 6,886
Provision for Loan & Lease Losses 2,593 275
Pretax Operating Income (TE) 36,849 3,421
Pretax Net Operating Income (TE) 37,228 3,495
Applicable Income Taxes 8,770 604
Net Operating Income 26,321 2,724
Net Income 26,316 2,724
Cash Dividends Declared 6,570 1,137
Retained Earnings 19,746 1,380