First State Bank
Clute, TX — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First State Bank | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 4,544 | 10,872 |
| Income from Lease Financing Receivables | — | 2 |
| 45 | 44 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 23 | 22 |
| Income on Loans and Leases (TE) | 4,567 | 10,941 |
| Investment Interest Income (TE) | 983 | 2,007 |
| Total Interest Income (TE) | 5,693 | 13,476 |
| Total Interest Expense | 237 | 1,063 |
| Net Interest Income (TE) | 5,456 | 12,338 |
| Non-Interest Income | 1,904 | 2,639 |
| Adjusted Operating Income (TE) | 7,360 | 15,335 |
| Non-interest Expense | 5,519 | 9,693 |
| Provision for Loan & Lease Losses | 165 | 524 |
| Pretax Operating Income (TE) | 1,676 | 4,819 |
| Pretax Net Operating Income (TE) | 1,676 | 4,946 |
| Applicable Income Taxes | — | 576 |
| Net Operating Income | 1,493 | 3,858 |
| Net Income | 1,493 | 3,845 |
| Cash Dividends Declared | 626 | 1,701 |
| Retained Earnings | 867 | 1,997 |