Vitals
  • Total Assets
    169.1M 1.5 %
  • Total Deposits
    153.8M 1.5 %
  • Total Net Loans
    84.5M 8.2 %
  • Net Income
    1.5M 27.7 %
  • Book Value
    14.3M 1.4 %
  • Book Value x2
    28.6M 1.4 %
  • Book Value x3
    42.8M 1.4 %
ROAA

.888

ROAE

10.249

Efficiency Ratio

74.988

Net Interest Margin

3.47

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 169,115 358,087
Total Net Loans 84,526 213,533
Total Deposits 153,784 308,027
Total Equity 14,281 38,740
Profitability
Net Income 1,493 3,845
Return on Average Assets .888 1.025
Return on Average Equity 10.249 9.415
Net Interest Margin 3.47 3.773
Efficiency Ratio 74.988 66.762
Noninterest Income/Revenue 25.063 16.375
Balance Sheet Ratios
Loan-to-Deposit 54.964 65.494
Securities/Assets .322 .214
Total Equity/Total Assets .084 .108
Tangible Equity/Tangible Assets .084 .104
Capital Adequacy
Tier 1 Common Capital 14,721 37,278
Tier 1 Capital 14,721 37,303
Tier 2 Capital 1,042 2,526
Total Capital 15,763 39,866
Total Risk Weighted Assets 94,793 237,367
Leverage Ratio 8.62 10.563
Common Equity Tier 1 Capital Ratio 15.53 18.073
Tier 1 Capital Ratio 15.53 18.097
Total Capital Ratio 16.63 19.169

Timeline for First State Bank

Fsb Bancshares, Inc.

Fsb Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Dec 22 2008

Fsb Bancshares Of Delaware, Inc.

Fsb Bancshares Of Delaware, Inc. became a new parent organization for First State Bank.

View Profile Jan 24 1996

First State Bank

First State Bank was established 66 years ago and is currently headquartered in Clute, TX.

Oct 16 1958
Relationships Role Relationship Start Relationship End
Fsb Bancshares, Inc. Parent 12/22/2008
Fsb Bancshares Of Delaware, Inc. Parent 1/24/1996 12/21/2008
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