Vitals
  • Total Assets
    96.3M -4.3 %
  • Total Deposits
    83.9M -5.5 %
  • Total Net Loans
    46.6M 6.4 %
  • Net Income
    1.2M -7.3 %
  • Book Value
    11.0M 5.3 %
  • Book Value x2
    22.0M 5.3 %
  • Book Value x3
    33.1M 5.3 %
ROAA

1.257

ROAE

11.299

Efficiency Ratio

53.114

Net Interest Margin

3.91

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 96,342 358,087
Total Net Loans 46,646 213,533
Total Deposits 83,852 308,027
Total Equity 11,017 38,740
Profitability
Net Income 1,216 3,845
Return on Average Assets 1.257 1.025
Return on Average Equity 11.299 9.415
Net Interest Margin 3.91 3.773
Efficiency Ratio 53.114 66.762
Noninterest Income/Revenue 8.213 16.375
Balance Sheet Ratios
Loan-to-Deposit 55.629 65.494
Securities/Assets .315 .214
Total Equity/Total Assets .114 .108
Tangible Equity/Tangible Assets .114 .104
Capital Adequacy
Tier 1 Common Capital 10,993 37,278
Tier 1 Capital 10,993 37,303
Tier 2 Capital 710 2,526
Total Capital 11,703 39,866
Total Risk Weighted Assets 60,826 237,367
Leverage Ratio 11.57 10.563
Common Equity Tier 1 Capital Ratio 18.07 18.073
Tier 1 Capital Ratio 18.07 18.097
Total Capital Ratio 19.24 19.169

Timeline for First State Bank

Paint Rock Bancshares, Inc.

Paint Rock Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Jul 16 2009

First State Bank

First State Bank was established 114 years ago and is currently headquartered in Paint Rock, TX.

Jan 01 1910
Relationships Role Relationship Start Relationship End
Paint Rock Bancshares, Inc. Parent 7/16/2009
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