Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 53.114 66.762
09-30-2016 54.759 66.187
06-30-2016 55.439 66.286
03-31-2016 56.858 66.484
12-31-2015 59.326 67.473
09-30-2015 57.185 67.019
06-30-2015 57.496 67.62
03-31-2015 55.182 68.379
12-31-2014 60.111 67.933
09-30-2014 60.959 67.76
06-30-2014 61.465 68.348
03-31-2014 62.97 69.161
12-31-2013 61.753 70.01
09-30-2013 63.463 69.448
06-30-2013 64.589 70.111
03-31-2013 66.083 71.168
12-31-2012 61.131 70.289
09-30-2012 62.142 69.365
06-30-2012 63.038 69.7
03-31-2012 63.684 69.836
12-31-2011 68.827 71.203
09-30-2011 70.423 70.717
06-30-2011 74.17 71.672
03-31-2011 72.78 72.166
12-31-2010 64.079 72.798
09-30-2010 64.944 71.344
06-30-2010 65.021 71.672
03-31-2010 65.173 72.124
12-31-2009 76.548 72.899
09-30-2009 72.93 71.928
06-30-2009 64.939 72.628
03-31-2009 61.402 71.399
12-31-2008 68.32 70.933
09-30-2008 67.833 69.839
06-30-2008 62.502 70.152
03-31-2008 66.676 69.753
12-31-2007 67.491 68.047
09-30-2007 68.698 66.762
06-30-2007 70.517 66.933
03-31-2007 71.891 66.629
12-31-2006 69.198 66.288
09-30-2006 68.833 64.993
06-30-2006 66.917 65.249
03-31-2006 68.651 65.978
12-31-2005 65.435 67.153
09-30-2005 67.003 66.756
06-30-2005 71.926 67.031
03-31-2005 74.975 67.486
12-31-2004 69.597 69.184
09-30-2004 66.409 68.305
06-30-2004 68.186 68.807
03-31-2004 73.559 69.055
12-31-2003 65.622 69.41
09-30-2003 66.391 68.526
06-30-2003 67.484 68.452
03-31-2003 67.235 68.632
12-31-2002 59.578 67.534