Vitals
  • Total Assets
    191.9M -22.8 %
  • Total Deposits
    188.1M -19.7 %
  • Total Net Loans
    137.2M -25.7 %
  • Net Income
    -1286000.0000 25.8 %
  • Book Value
    2.0M -83.9 %
  • Book Value x2
    4.1M -83.9 %
  • Book Value x3
    6.1M -83.9 %
ROAA

-.814

ROAE

-64.194

Efficiency Ratio

127.416

Net Interest Margin

3.236

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 191,852 508,346
Total Net Loans 137,205 317,207
Total Deposits 188,099 424,169
Total Equity 2,049 55,000
Profitability
Net Income -1,286 1,807
Return on Average Assets -.814 .416
Return on Average Equity -64.194 4.244
Net Interest Margin 3.236 3.792
Efficiency Ratio 127.416 74.154
Noninterest Income/Revenue 3.8 17.801
Balance Sheet Ratios
Loan-to-Deposit 72.943 79.628
Securities/Assets .113 .172
Total Equity/Total Assets .011 .108
Tangible Equity/Tangible Assets .01 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,660 50,225
Tier 2 Capital 1,660 4,636
Total Capital 3,320 54,806
Total Risk Weighted Assets 152,390 348,561
Leverage Ratio .84 9.689
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 1.09 13.305
Total Capital Ratio 2.18 14.594

Timeline for First State Bank

Northfield Bank

First State Bank was acquired by Northfield Bank 12 years

View Profile Oct 15 2011

First State Bank

First State Bank was established 18 years ago and is currently headquartered in Cranford, NJ.

Jan 18 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Northfield Bank Buyer 3,785,727 Failure 10/15/2011
Relationships Role Relationship Start Relationship End
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