First State Bank
Gothenburg, NE — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First State Bank | All Insured Commercial Banks in Nebraska |
| Interest and Fees on Loans | 15,122 | 5,628 |
| Income from Lease Financing Receivables | 5 | 1 |
| 185 | 22 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 91 | 11 |
| Income on Loans and Leases (TE) | 15,218 | 5,649 |
| Investment Interest Income (TE) | 2,717 | 825 |
| Total Interest Income (TE) | 18,493 | 6,660 |
| Total Interest Expense | 3,923 | 793 |
| Net Interest Income (TE) | 14,570 | 5,813 |
| Non-Interest Income | 2,144 | 986 |
| Adjusted Operating Income (TE) | 16,714 | 6,872 |
| Non-interest Expense | 9,607 | 4,155 |
| Provision for Loan & Lease Losses | 450 | 208 |
| Pretax Operating Income (TE) | 6,657 | 2,412 |
| Pretax Net Operating Income (TE) | 6,920 | 2,466 |
| Applicable Income Taxes | 1,476 | 297 |
| Net Operating Income | 4,725 | 1,910 |
| Net Income | 4,725 | 1,911 |
| Cash Dividends Declared | 11,500 | 887 |
| Retained Earnings | -6,775 | 1,015 |