Vitals
  • Total Assets
    462.5M 26.4 %
  • Total Deposits
    270.7M 20.8 %
  • Total Net Loans
    321.4M 26.6 %
  • Net Income
    4.7M 2.3 %
  • Book Value
    51.7M 10.7 %
  • Book Value x2
    103.4M 10.7 %
  • Book Value x3
    155.1M 10.7 %
ROAA

1.167

ROAE

9.525

Efficiency Ratio

57.48

Net Interest Margin

3.777

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 462,452 170,284
Total Net Loans 321,414 117,277
Total Deposits 270,718 137,686
Total Equity 51,699 18,945
Profitability
Net Income 4,725 1,911
Return on Average Assets 1.167 1.018
Return on Average Equity 9.525 9.028
Net Interest Margin 3.777 3.761
Efficiency Ratio 57.48 64.484
Noninterest Income/Revenue 10.389 12.891
Balance Sheet Ratios
Loan-to-Deposit 118.727 83.61
Securities/Assets .2 .163
Total Equity/Total Assets .112 .111
Tangible Equity/Tangible Assets .095 .107
Capital Adequacy
Tier 1 Common Capital 45,521 18,124
Tier 1 Capital 45,521 18,269
Tier 2 Capital 4,058 1,473
Total Capital 49,579 19,774
Total Risk Weighted Assets 377,902 134,666
Leverage Ratio 10.2 11.078
Common Equity Tier 1 Capital Ratio 12.05 14.674
Tier 1 Capital Ratio 12.05 14.698
Total Capital Ratio 13.12 15.794

Timeline for First State Bank

Farmers State Bank

Acquisition: First State Bank acquired a new subsidiary, Farmers State Bank, 7 years

View Profile Jul 09 2016

American Mortgage Company

American Mortgage Company became a new subsidiary organization for First State Bank.

View Profile Jul 09 2016

Wallace Agency, Llc

Wallace Agency, Llc became a new subsidiary organization for First State Bank.

View Profile Jul 09 2016

First Gothenburg Bancshares, Inc.

First Gothenburg Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Mar 15 1978

First State Bank

First State Bank was established 118 years ago and is currently headquartered in Gothenburg, NE.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Seller 48,227 Acquisition Discontinued 7/9/2016
Relationships Role Relationship Start Relationship End
First Gothenburg Bancshares, Inc. Parent 1/21/1993
First Gothenburg Bancshares, Inc. Parent 3/15/1978 1/20/1993
American Mortgage Company Subsidary 7/9/2016
Wallace Agency, Llc Subsidary 7/9/2016
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