First State Bank Of Emmons
Emmons, MN — Domestic Branch of a Domestic Bank
Acquired Jul 2003
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First State Bank Of Emmons | All Insured Commercial Banks in Minnesota |
| Interest and Fees on Loans | 161 | 1,783 |
| Income from Lease Financing Receivables | — | 1,182 |
| — | 51 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 24 |
| Income on Loans and Leases (TE) | 161 | 1,807 |
| Investment Interest Income (TE) | 63 | 333 |
| Total Interest Income (TE) | 230 | 2,174 |
| Total Interest Expense | 49 | 630 |
| Net Interest Income (TE) | 181 | 1,534 |
| Non-Interest Income | 5 | 298 |
| Adjusted Operating Income (TE) | 186 | 1,850 |
| Non-interest Expense | 157 | 1,103 |
| Provision for Loan & Lease Losses | 2 | 251 |
| Pretax Operating Income (TE) | 27 | 784 |
| Pretax Net Operating Income (TE) | 28 | 807 |
| Applicable Income Taxes | 8 | 1,298 |
| Net Operating Income | 20 | 656 |
| Net Income | 20 | 656 |
| Cash Dividends Declared | — | 4,080 |
| Retained Earnings | 20 | 461 |