Vitals
  • Total Assets
    7.9M
  • Total Deposits
    6.6M
  • Total Net Loans
    3.6M
  • Net Income
    20000.0000
  • Book Value
    1.3M
  • Book Value x2
    2.6M
  • Book Value x3
    4.0M
ROAA

.463

ROAE

3.048

Efficiency Ratio

84.409

Net Interest Margin

4.492

Balance Sheet Highlights
Financial Highlights First State Bank Of Emmons All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 7,930 75,369
Total Net Loans 3,601 50,096
Total Deposits 6,587 63,564
Total Equity 1,321 7,392
Profitability
Net Income 20 656
Return on Average Assets .463 1.463
Return on Average Equity 3.048 14.876
Net Interest Margin 4.492 4.476
Efficiency Ratio 84.409 61.298
Noninterest Income/Revenue 2.128 12.066
Balance Sheet Ratios
Loan-to-Deposit 54.668 77.072
Securities/Assets .457 .276
Total Equity/Total Assets .167 .098
Tangible Equity/Tangible Assets .167 -.077
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,307 6,824
Tier 2 Capital 54 606
Total Capital 1,361 7,434
Total Risk Weighted Assets 4,297 54,975
Leverage Ratio 15.94 9.48
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 30.42 13.268
Total Capital Ratio 31.67 14.369

Timeline for First State Bank Of Emmons

Security Bank Minnesota

First State Bank Of Emmons was acquired by Security Bank Minnesota 21 years

View Profile Jul 14 2003

Lake Bank Shares, Inc.

Lake Bank Shares, Inc. became a new parent organization for First State Bank Of Emmons.

View Profile Dec 31 1987

Emmons Agency, Inc.

Emmons Agency, Inc. became a new parent organization for First State Bank Of Emmons.

View Profile Apr 12 1982

First State Bank Of Emmons

First State Bank Of Emmons was established 121 years ago and is currently headquartered in Emmons, MN.

May 16 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security Bank Minnesota Buyer 122,486 Pooling of Interests Discontinued 7/14/2003
Relationships Role Relationship Start Relationship End
Lake Bank Shares, Inc. Parent 12/31/1989 7/13/2003
Lake Bank Shares, Inc. Parent 1/5/1989 12/30/1989
Lake Bank Shares, Inc. Parent 1/26/1988 1/4/1989
Lake Bank Shares, Inc. Parent 12/31/1987 1/25/1988
Emmons Agency, Inc. Parent 4/12/1982 12/30/1987
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