First State Bank, Inc.
Central City, KY — Non-member Bank
Active
Vitals
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Total Assets125.4M 15.7 %
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Total Deposits111.0M 17.4 %
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Total Net Loans101.5M 15.3 %
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Net Income1.0M -16.5 %
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Book Value9.8M 5.6 %
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Book Value x219.7M 5.6 %
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Book Value x329.5M 5.6 %
Balance Sheet Highlights
Financial Highlights | First State Bank, Inc. | All Insured Commercial Banks in Kentucky |
Balance Sheet $(000) | ||
Total Assets | 125,436 | 275,102 |
Total Net Loans | 101,497 | 177,820 |
Total Deposits | 110,951 | 227,063 |
Total Equity | 9,847 | 30,287 |
Profitability | ||
Net Income | 1,015 | 2,592 |
Return on Average Assets | .857 | .944 |
Return on Average Equity | 10.748 | 8.074 |
Net Interest Margin | 4.476 | 3.847 |
Efficiency Ratio | 73.28 | 70.925 |
Noninterest Income/Revenue | 15.597 | 17.219 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 91.479 | 76.952 |
Securities/Assets | .103 | .219 |
Total Equity/Total Assets | .079 | .11 |
Tangible Equity/Tangible Assets | .079 | .107 |
Capital Adequacy | ||
Tier 1 Common Capital | 9,893 | 29,354 |
Tier 1 Capital | 9,893 | 29,354 |
Tier 2 Capital | 1,043 | 2,092 |
Total Capital | 10,936 | 31,454 |
Total Risk Weighted Assets | 83,083 | 190,479 |
Leverage Ratio | 7.97 | 11.285 |
Common Equity Tier 1 Capital Ratio | 11.91 | 17.115 |
Tier 1 Capital Ratio | 11.91 | 17.115 |
Total Capital Ratio | 13.16 | 18.174 |
Timeline for First State Bank, Inc.
Community Bancorp Of Kentucky, Inc.
Community Bancorp Of Kentucky, Inc. became a new parent organization for First State Bank, Inc..
View Profile Jun 19 1984First State Bank, Inc.
First State Bank, Inc. was established 120 years ago and is currently headquartered in Central City, KY.
Jan 04 1904Relationships | Role | Relationship Start | Relationship End |
Community Bancorp Of Kentucky, Inc. | Parent | 6/19/1984 |
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