Vitals
  • Total Assets
    260.4M 5.8 %
  • Total Deposits
    232.8M 5.7 %
  • Total Net Loans
    176.4M 2.3 %
  • Net Income
    1.4M 5.9 %
  • Book Value
    23.7M 1.7 %
  • Book Value x2
    47.4M 1.7 %
  • Book Value x3
    71.1M 1.7 %
ROAA

.555

ROAE

5.937

Efficiency Ratio

83.586

Net Interest Margin

3.947

Balance Sheet Highlights
Financial Highlights First State Bank And Trust All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 260,380 161,058
Total Net Loans 176,428 97,183
Total Deposits 232,845 131,657
Total Equity 23,709 18,008
Profitability
Net Income 1,418 1,663
Return on Average Assets .555 .954
Return on Average Equity 5.937 8.443
Net Interest Margin 3.947 3.683
Efficiency Ratio 83.586 68.374
Noninterest Income/Revenue 27.291 15.013
Balance Sheet Ratios
Loan-to-Deposit 75.771 72.321
Securities/Assets .16 .241
Total Equity/Total Assets .091 .112
Tangible Equity/Tangible Assets .09 .109
Capital Adequacy
Tier 1 Common Capital 21,216 17,454
Tier 1 Capital 21,216 17,457
Tier 2 Capital 2,327 1,279
Total Capital 23,543 18,771
Total Risk Weighted Assets 184,519 112,595
Leverage Ratio 8.23 11.048
Common Equity Tier 1 Capital Ratio 11.5 16.94
Tier 1 Capital Ratio 11.5 16.949
Total Capital Ratio 12.76 18.109

Timeline for First State Bank And Trust

The Bank Of Perry

Acquisition: First State Bank And Trust acquired a new subsidiary, The Bank Of Perry, 21 years

View Profile Jul 11 2002

Fsb Of Tonganoxie Investment Corp

Fsb Of Tonganoxie Investment Corp became a new subsidiary organization for First State Bank And Trust.

View Profile Jul 23 1996

Home State Bank Of Clearwater

Acquisition: First State Bank And Trust acquired a new subsidiary, Home State Bank Of Clearwater, 28 years

View Profile Jul 01 1995

First State Bank Mortgage Corporation

First State Bank Mortgage Corporation became a new subsidiary organization for First State Bank And Trust.

View Profile Feb 18 1987

Tonganoxie Bankshares, Inc.

Tonganoxie Bankshares, Inc. became a new parent organization for First State Bank And Trust.

View Profile Dec 21 1979

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Complete timeline for First State Bank And Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Bank Of Perry Seller 32,981 Acquisition Discontinued 7/11/2002
Home State Bank Of Clearwater Seller 21,176 Acquisition Discontinued 7/1/1995
Relationships Role Relationship Start Relationship End
Tonganoxie Bankshares, Inc. Parent 12/11/2007
Tonganoxie Bankshares, Inc. Parent 9/7/1995 12/10/2007
Tonganoxie Bankshares, Inc. Parent 12/31/1982 9/6/1995
Tonganoxie Bankshares, Inc. Parent 12/31/1980 12/30/1982
Tonganoxie Bankshares, Inc. Parent 12/21/1979 12/30/1980
Fsb Of Tonganoxie Investment Corp Subsidary 7/23/1996 1/1/1998
First State Bank Mortgage Corporation Subsidary 2/18/1987 3/31/1997
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