First Southern Bank
Patterson, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Southern Bank | All Insured Commercial Banks in Georgia |
| Interest and Fees on Loans | 4,319 | 8,444 |
| Income from Lease Financing Receivables | — | 0 |
| — | 26 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
| Income on Loans and Leases (TE) | 4,319 | 8,459 |
| Investment Interest Income (TE) | 149 | 1,021 |
| Total Interest Income (TE) | 4,537 | 9,876 |
| Total Interest Expense | 329 | 962 |
| Net Interest Income (TE) | 4,208 | 8,907 |
| Non-Interest Income | 869 | 2,364 |
| Adjusted Operating Income (TE) | 5,077 | 11,707 |
| Non-interest Expense | 5,471 | 7,890 |
| Provision for Loan & Lease Losses | — | 260 |
| Pretax Operating Income (TE) | -394 | 3,396 |
| Pretax Net Operating Income (TE) | -394 | 3,480 |
| Applicable Income Taxes | — | 748 |
| Net Operating Income | -394 | 2,812 |
| Net Income | -394 | 2,812 |
| Cash Dividends Declared | — | 844 |
| Retained Earnings | -394 | 1,559 |