Vitals
  • Total Assets
    26.4M
  • Total Deposits
    19.5M
  • Total Net Loans
    18.1M
  • Net Income
    272000.0000
  • Book Value
    3.1M
  • Book Value x2
    6.2M
  • Book Value x3
    9.3M
ROAA

1.485

ROAE

12.043

Efficiency Ratio

50.741

Net Interest Margin

4.489

Balance Sheet Highlights
Financial Highlights First Ridge Farm State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 26,426 154,708
Total Net Loans 18,109 98,452
Total Deposits 19,535 130,034
Total Equity 3,091 14,624
Profitability
Net Income 272 2,007
Return on Average Assets 1.485 1.19
Return on Average Equity 12.043 12.137
Net Interest Margin 4.489 3.828
Efficiency Ratio 50.741 62.506
Noninterest Income/Revenue 8.285 14.044
Balance Sheet Ratios
Loan-to-Deposit 92.7 70.522
Securities/Assets .253 1.504
Total Equity/Total Assets .117 .095
Tangible Equity/Tangible Assets .117 -.029
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,844 13,630
Tier 2 Capital 224 1,243
Total Capital 3,068 14,945
Total Risk Weighted Assets 20,217 107,139
Leverage Ratio 10.99 9.551
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.07 14.98
Total Capital Ratio 15.18 16.109

Timeline for First Ridge Farm State Bank

First Financial Bank, National Association

First Ridge Farm State Bank was acquired by First Financial Bank, National Association 20 years

View Profile Oct 18 2003

First Financial Corporation

First Financial Corporation became a new parent organization for First Ridge Farm State Bank.

View Profile Sep 30 1990

First Ridge Farm State Bank

First Ridge Farm State Bank was established 78 years ago and is currently headquartered in Ridge Farm, IL.

Sep 28 1945
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 2,925,852 Pooling of Interests Discontinued 10/18/2003
Relationships Role Relationship Start Relationship End
First Financial Corporation Parent 9/30/1990 10/17/2003
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