Vitals
  • Total Assets
    271.7M
  • Total Deposits
    229.9M
  • Total Net Loans
    207.2M
  • Net Income
    1.8M
  • Book Value
    19.7M
  • Book Value x2
    39.3M
  • Book Value x3
    59.0M
ROAA

.937

ROAE

11.568

Efficiency Ratio

64.665

Net Interest Margin

4.017

Balance Sheet Highlights
Financial Highlights First & Ocean National Bank All Insured Commercial Banks in New Hampshire
Balance Sheet $(000)
Total Assets 271,655 255,426
Total Net Loans 207,185 168,605
Total Deposits 229,934 192,673
Total Equity 19,666 32,568
Profitability
Net Income 1,752 1,695
Return on Average Assets .937 .874
Return on Average Equity 11.568 9.291
Net Interest Margin 4.017 4.016
Efficiency Ratio 64.665 65.333
Noninterest Income/Revenue 13.164 14.414
Balance Sheet Ratios
Loan-to-Deposit 90.106 74.43
Securities/Assets .159 .257
Total Equity/Total Assets .072 .128
Tangible Equity/Tangible Assets .072 -.146
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,592 18,639
Tier 2 Capital 2,352 2,067
Total Capital 21,944 20,558
Total Risk Weighted Assets 187,840 169,388
Leverage Ratio 7.07 14.719
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.43 47.679
Total Capital Ratio 11.68 48.686

Timeline for First & Ocean National Bank

Td Bank, National Association

First & Ocean National Bank was acquired by Td Bank, National Association 20 years

View Profile Jan 01 2004

F & O Realty Trust, Inc.

F & O Realty Trust, Inc. became a new subsidiary organization for First & Ocean National Bank.

View Profile Jan 02 2001

Dreadnought Securities Corporation

Dreadnought Securities Corporation became a new subsidiary organization for First & Ocean National Bank.

View Profile Jan 01 1993

First & Ocean Bancorp

First & Ocean Bancorp became a new parent organization for First & Ocean National Bank.

View Profile Nov 01 1984

First & Ocean National Bank

First & Ocean National Bank was established 159 years ago and is currently headquartered in Seabrook, NH.

Jan 01 1865
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Td Bank, National Association Buyer 264,527,851 Acquisition Discontinued 1/1/2004
Relationships Role Relationship Start Relationship End
First & Ocean Bancorp Parent 11/1/1984 12/31/2003
Dreadnought Securities Corporation Subsidary 1/1/1993 12/31/2003
F & O Realty Trust, Inc. Subsidary 1/2/2001 7/16/2003
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