Vitals
  • Total Assets
    41.8M 0.5 %
  • Total Deposits
    38.3M 1.1 %
  • Total Net Loans
    22.9M 30.7 %
  • Net Income
    326000.0000 -24.0 %
  • Book Value
    3.4M -2.3 %
  • Book Value x2
    6.8M -2.3 %
  • Book Value x3
    10.2M -2.3 %
ROAA

.786

ROAE

9.337

Efficiency Ratio

80.071

Net Interest Margin

4.007

Balance Sheet Highlights
Financial Highlights First-Nichols National Bank Of Kenedy All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 41,784 145,629
Total Net Loans 22,902 82,447
Total Deposits 38,314 124,421
Total Equity 3,399 14,087
Profitability
Net Income 326 3,700
Return on Average Assets .786 1.339
Return on Average Equity 9.337 13.734
Net Interest Margin 4.007 4.492
Efficiency Ratio 80.071 67.153
Noninterest Income/Revenue 14.666 15.476
Balance Sheet Ratios
Loan-to-Deposit 59.775 62.425
Securities/Assets .336 .652
Total Equity/Total Assets .081 .097
Tangible Equity/Tangible Assets .081 -.174
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,764 13,589
Tier 2 Capital 180 950
Total Capital 3,944 14,555
Total Risk Weighted Assets 26,430 92,918
Leverage Ratio 8.89 10.048
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.24 16.861
Total Capital Ratio 14.92 17.899

Timeline for First-Nichols National Bank Of Kenedy

Texas Champion Bank

First-Nichols National Bank Of Kenedy was acquired by Texas Champion Bank 18 years

View Profile Mar 01 2006

J M Nichols, Inc.

J M Nichols, Inc. became a new parent organization for First-Nichols National Bank Of Kenedy.

View Profile Oct 31 1997

First-Nichols National Bank Of Kenedy

First-Nichols National Bank Of Kenedy was established 118 years ago and is currently headquartered in Kenedy, TX.

Jan 01 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Texas Champion Bank Buyer 346,163 Acquisition Discontinued 3/1/2006
Relationships Role Relationship Start Relationship End
J M Nichols, Inc. Parent 10/31/1997 2/28/2006
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