Net Income Analysis ( % relative to Total Revenue )
Income Statement First National Bank All Insured Commercial Banks in Maine
Interest and Fees on Loans 40,764 41,493
Income from Lease Financing Receivables — 0
670 249
Estimated Tax Benefit from Tax-Exempt Loan Income 345 127
Income on Loans and Leases (TE) 41,109 41,620
Investment Interest Income (TE) 15,829 8,154
Total Interest Income (TE) 57,512 50,284
Total Interest Expense 10,811 7,032
Net Interest Income (TE) 46,701 43,251
Non-Interest Income 11,234 10,054
Adjusted Operating Income (TE) 57,935 53,305
Non-interest Expense 29,022 31,676
Provision for Loan & Lease Losses 1,600 1,465
Pretax Operating Income (TE) 27,313 20,163
Pretax Net Operating Income (TE) 27,992 20,920
Applicable Income Taxes 6,641 6,030
Net Operating Income 18,344 13,897
Net Income 18,344 13,897
Cash Dividends Declared 11,300 5,238
Retained Earnings 7,044 8,659