Vitals
  • Total Assets
    1.7B 9.6 %
  • Total Deposits
    1.2B 19.0 %
  • Total Net Loans
    1.1B 8.5 %
  • Net Income
    18.3M 11.1 %
  • Book Value
    143.6M 4.5 %
  • Book Value x2
    287.2M 4.5 %
  • Book Value x3
    430.8M 4.5 %
ROAA

1.159

ROAE

12.875

Efficiency Ratio

50.094

Net Interest Margin

3.273

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Maine
Balance Sheet $(000)
Total Assets 1,678,542 1,371,452
Total Net Loans 1,062,170 943,770
Total Deposits 1,243,571 1,011,032
Total Equity 143,611 149,023
Profitability
Net Income 18,344 13,897
Return on Average Assets 1.159 .914
Return on Average Equity 12.875 8.184
Net Interest Margin 3.273 3.736
Efficiency Ratio 50.094 65.271
Noninterest Income/Revenue 16.341 16.663
Balance Sheet Ratios
Loan-to-Deposit 85.413 95.378
Securities/Assets .312 .224
Total Equity/Total Assets .086 .109
Tangible Equity/Tangible Assets .083 .096
Capital Adequacy
Tier 1 Common Capital 141,249 133,261
Tier 1 Capital 141,249 133,261
Tier 2 Capital 10,238 8,985
Total Capital 151,487 142,247
Total Risk Weighted Assets 974,102 913,417
Leverage Ratio 8.63 12.197
Common Equity Tier 1 Capital Ratio 14.5 17.273
Tier 1 Capital Ratio 14.5 17.273
Total Capital Ratio 15.55 18.294

Timeline for First National Bank

The First National Bank Of Bar Harbor

Acquisition: First National Bank acquired a new subsidiary, The First National Bank Of Bar Harbor, 20 years

View Profile Jan 15 2005

First Bancorp, Inc., The

First Bancorp, Inc., The became a new parent organization for First National Bank.

View Profile Jun 06 1985

First National Bank

First National Bank was established 160 years ago and is currently headquartered in Damariscotta, ME.

Apr 19 1864
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Bar Harbor Seller 229,251 Acquisition Discontinued 1/15/2005
Relationships Role Relationship Start Relationship End
First Bancorp, Inc., The Parent 6/6/1985
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