First National Bank South
Alma, GA — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First National Bank South | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 17,752 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
57 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 29 | 12 |
Income on Loans and Leases (TE) | 17,781 | 8,459 |
Investment Interest Income (TE) | 406 | 1,021 |
Total Interest Income (TE) | 18,344 | 9,876 |
Total Interest Expense | 1,333 | 962 |
Net Interest Income (TE) | 17,011 | 8,907 |
Non-Interest Income | 2,886 | 2,364 |
Adjusted Operating Income (TE) | 19,897 | 11,707 |
Non-interest Expense | 8,713 | 7,890 |
Provision for Loan & Lease Losses | 4,200 | 260 |
Pretax Operating Income (TE) | 6,984 | 3,396 |
Pretax Net Operating Income (TE) | 6,984 | 3,480 |
Applicable Income Taxes | 1,435 | 748 |
Net Operating Income | 5,469 | 2,812 |
Net Income | 5,469 | 2,812 |
Cash Dividends Declared | 5,000 | 844 |
Retained Earnings | 469 | 1,559 |