Vitals
  • Total Assets
    349.5M 5.2 %
  • Total Deposits
    296.8M 6.0 %
  • Total Net Loans
    252.8M 0.8 %
  • Net Income
    5.5M 1.4 %
  • Book Value
    49.9M 0.8 %
  • Book Value x2
    99.8M 0.8 %
  • Book Value x3
    149.7M 0.8 %
ROAA

1.61

ROAE

10.574

Efficiency Ratio

43.791

Net Interest Margin

5.402

Balance Sheet Highlights
Financial Highlights First National Bank South All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 349,516 256,123
Total Net Loans 252,781 160,108
Total Deposits 296,808 221,413
Total Equity 49,898 27,434
Profitability
Net Income 5,469 2,812
Return on Average Assets 1.61 .99
Return on Average Equity 10.574 8.811
Net Interest Margin 5.402 4.031
Efficiency Ratio 43.791 72.067
Noninterest Income/Revenue 13.594 19.316
Balance Sheet Ratios
Loan-to-Deposit 85.167 70.662
Securities/Assets .05 .165
Total Equity/Total Assets .143 .107
Tangible Equity/Tangible Assets .143 .105
Capital Adequacy
Tier 1 Common Capital 49,895 26,376
Tier 1 Capital 49,895 26,452
Tier 2 Capital 2,996 1,919
Total Capital 52,891 28,453
Total Risk Weighted Assets 234,676 174,280
Leverage Ratio 14.67 10.62
Common Equity Tier 1 Capital Ratio 21.26 16.191
Tier 1 Capital Ratio 21.26 16.286
Total Capital Ratio 22.54 17.433

Timeline for First National Bank South

First Bank Shares Of The South East, Inc.

First Bank Shares Of The South East, Inc. became a new parent organization for First National Bank South.

View Profile Aug 30 1985

First National Bank South

First National Bank South was established 74 years ago and is currently headquartered in Alma, GA.

Feb 15 1950
Relationships Role Relationship Start Relationship End
First Bank Shares Of The South East, Inc. Parent 8/30/1985
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