Efficiency Ratio Over Time
Efficiency Ratio First National Bank South All Insured Commercial Banks in Georgia
12-31-2016 43.791 72.067
09-30-2016 43.068 71.784
06-30-2016 42.248 71.801
03-31-2016 44.397 72.381
12-31-2015 47.932 74.736
09-30-2015 44.355 74.146
06-30-2015 46.417 74.924
03-31-2015 43.517 75.066
12-31-2014 48.774 76.672
09-30-2014 50.115 76.559
06-30-2014 48.997 76.671
03-31-2014 44.337 77.567
12-31-2013 55.376 78.98
09-30-2013 54.13 77.731
06-30-2013 55.306 77.662
03-31-2013 50.221 78.695
12-31-2012 51.583 81.634
09-30-2012 49.391 80.308
06-30-2012 48.949 79.256
03-31-2012 51.798 77.503
12-31-2011 43.937 86.295
09-30-2011 45.064 84.186
06-30-2011 45.032 84.663
03-31-2011 44.873 85.152
12-31-2010 47.462 93.824
09-30-2010 42.068 90.833
06-30-2010 40.59 90.425
03-31-2010 42.17 88.401
12-31-2009 53.803 105.063
09-30-2009 50.59 102.285
06-30-2009 51.62 106.774
03-31-2009 52.979 99.343
12-31-2008 44.482 92.806
09-30-2008 42.14 84.879
06-30-2008 39.983 82.103
03-31-2008 39.489 76.842
12-31-2007 39.335 66.184
09-30-2007 37.459 63.793
06-30-2007 36.562 63.216
03-31-2007 36.007 63.468
12-31-2006 40.482 63.007
09-30-2006 39.64 61.317
06-30-2006 40.233 61.045
03-31-2006 42.86 60.367
12-31-2005 47.408 62.186
09-30-2005 45.83 61.255
06-30-2005 45.092 61.571
03-31-2005 46.713 62.33
12-31-2004 48.616 64.32
09-30-2004 44.819 64.404
06-30-2004 45.556 64.229
03-31-2004 45.926 64.639
12-31-2003 51.154 65.562
09-30-2003 47.923 64.676
06-30-2003 50.303 64.537
03-31-2003 52.96 65.157
12-31-2002 48.289 64.609