Vitals
  • Total Assets
    24.2M -7.7 %
  • Total Deposits
    21.5M -4.2 %
  • Total Net Loans
    11.8M -40.4 %
  • Net Income
    143000.0000 -11.2 %
  • Book Value
    2.6M -27.9 %
  • Book Value x2
    5.3M -27.9 %
  • Book Value x3
    7.9M -27.9 %
ROAA

.57

ROAE

4.731

Efficiency Ratio

70.819

Net Interest Margin

4.146

Balance Sheet Highlights
Financial Highlights First National Bank Of Luverne All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 24,235 77,630
Total Net Loans 11,763 51,420
Total Deposits 21,456 65,489
Total Equity 2,649 7,548
Profitability
Net Income 143 1,988
Return on Average Assets .57 1.401
Return on Average Equity 4.731 14.344
Net Interest Margin 4.146 4.469
Efficiency Ratio 70.819 63.289
Noninterest Income/Revenue 10.654 11.936
Balance Sheet Ratios
Loan-to-Deposit 54.824 76.473
Securities/Assets .374 .296
Total Equity/Total Assets .109 .097
Tangible Equity/Tangible Assets .109 -.081
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 2,654 7,096
Tier 2 Capital 228 619
Total Capital 2,882 7,713
Total Risk Weighted Assets 18,136 56,756
Leverage Ratio 10.76 9.536
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.63 13.36
Total Capital Ratio 15.89 14.456

Timeline for First National Bank Of Luverne

First Bank & Trust, National Association

First National Bank Of Luverne was acquired by First Bank & Trust, National Association 20 years

View Profile Feb 07 2004

Minnwest Bank Luverne

First National Bank Of Luverne was acquired by Minnwest Bank Luverne 20 years

View Profile Feb 07 2004

Fishback Financial Corporation

Fishback Financial Corporation became a new parent organization for First National Bank Of Luverne.

View Profile Nov 18 2000

First National Bank Of Luverne

First National Bank Of Luverne was established 130 years ago and is currently headquartered in Luverne, MN.

Jan 01 1894
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank & Trust, National Association Buyer 191,507 Pooling of Interests Discontinued 2/7/2004
Minnwest Bank Luverne Buyer 164,629 Sale of Assets 2/7/2004
Relationships Role Relationship Start Relationship End
Fishback Financial Corporation Parent 11/18/2000 2/6/2004
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