Vitals
  • Total Assets
    33.9M -1.4 %
  • Total Deposits
    30.6M -2.8 %
  • Total Net Loans
    14.5M -23.0 %
  • Net Income
    18000.0000 -75.7 %
  • Book Value
    3.1M 12.8 %
  • Book Value x2
    6.3M 12.8 %
  • Book Value x3
    9.4M 12.8 %
ROAA

.211

ROAE

2.283

Efficiency Ratio

93.58

Net Interest Margin

4.567

Balance Sheet Highlights
Financial Highlights First National Bank Of Lake City & Creede All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 33,911 224,189
Total Net Loans 14,496 156,264
Total Deposits 30,588 192,391
Total Equity 3,148 21,292
Profitability
Net Income 18 937
Return on Average Assets .211 1.366
Return on Average Equity 2.283 14.376
Net Interest Margin 4.567 4.511
Efficiency Ratio 93.58 65.015
Noninterest Income/Revenue 5.644 15.08
Balance Sheet Ratios
Loan-to-Deposit 47.391 71.381
Securities/Assets .297 .523
Total Equity/Total Assets .093 .095
Tangible Equity/Tangible Assets .093 -.011
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,221 18,950
Tier 2 Capital 222 2,263
Total Capital 3,443 20,574
Total Risk Weighted Assets 17,726 149,862
Leverage Ratio 9.45 9.329
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 18.17 14.132
Total Capital Ratio 19.42 15.122

Timeline for First National Bank Of Lake City & Creede

Pine River Valley Bank

First National Bank Of Lake City & Creede was acquired by Pine River Valley Bank 17 years

View Profile Apr 02 2007

Pine River Bank Corp.

Pine River Bank Corp. became a new parent organization for First National Bank Of Lake City & Creede.

View Profile Mar 04 2004

Lindoe, Inc.

Lindoe, Inc. became a new parent organization for First National Bank Of Lake City & Creede.

View Profile Mar 04 2004

First National Bank Of Lake City & Creede

First National Bank Of Lake City & Creede was established 41 years ago and is currently headquartered in Lake City, CO.

May 16 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pine River Valley Bank Buyer 140,424 Pooling of Interests Discontinued 4/2/2007
Relationships Role Relationship Start Relationship End
Pine River Bank Corp. Parent 3/4/2004 4/1/2007
Lindoe, Inc. Parent 3/4/2004 11/30/2004
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