Vitals
  • Total Assets
    181.9M -5.0 %
  • Total Deposits
    161.9M -1.7 %
  • Total Net Loans
    94.7M 12.9 %
  • Net Income
    1.9M 20.7 %
  • Book Value
    19.7M 4.4 %
  • Book Value x2
    39.3M 4.4 %
  • Book Value x3
    59.0M 4.4 %
ROAA

1.015

ROAE

9.551

Efficiency Ratio

58.522

Net Interest Margin

3.815

Balance Sheet Highlights
Financial Highlights First National Bank Of Giddings All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 181,924 358,087
Total Net Loans 94,726 213,533
Total Deposits 161,921 308,027
Total Equity 19,657 38,740
Profitability
Net Income 1,898 3,845
Return on Average Assets 1.015 1.025
Return on Average Equity 9.551 9.415
Net Interest Margin 3.815 3.773
Efficiency Ratio 58.522 66.762
Noninterest Income/Revenue 7.103 16.375
Balance Sheet Ratios
Loan-to-Deposit 58.501 65.494
Securities/Assets .335 .214
Total Equity/Total Assets .108 .108
Tangible Equity/Tangible Assets .108 .104
Capital Adequacy
Tier 1 Common Capital 20,160 37,278
Tier 1 Capital 20,160 37,303
Tier 2 Capital 1,322 2,526
Total Capital 21,482 39,866
Total Risk Weighted Assets 105,131 237,367
Leverage Ratio 10.9 10.563
Common Equity Tier 1 Capital Ratio 19.18 18.073
Tier 1 Capital Ratio 19.18 18.097
Total Capital Ratio 20.43 19.169

Timeline for First National Bank Of Giddings

Giddings Holdings, Inc.

Giddings Holdings, Inc. became a new parent organization for First National Bank Of Giddings.

View Profile Apr 02 1998

Giddings Bancshares, Inc.

Giddings Bancshares, Inc. became a new parent organization for First National Bank Of Giddings.

View Profile Dec 31 1984

Allied Bancshares, Inc.

Allied Bancshares, Inc. became a new parent organization for First National Bank Of Giddings.

View Profile Mar 31 1982

First National Bank Of Giddings

First National Bank Of Giddings was established 134 years ago and is currently headquartered in Giddings, TX.

Jan 01 1890
Relationships Role Relationship Start Relationship End
Giddings Holdings, Inc. Parent 4/2/1998
Giddings Bancshares, Inc. Parent 12/31/1984 4/1/1998
Allied Bancshares, Inc. Parent 3/31/1982 12/30/1984
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