First National Bank In Viroqua
Viroqua, WI — Domestic Branch of a Domestic Bank
Acquired Jun 2005
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First National Bank In Viroqua | All Insured Commercial Banks in Wisconsin |
| Interest and Fees on Loans | 1,033 | 1,671 |
| Income from Lease Financing Receivables | — | 374 |
| 26 | 33 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 17 |
| Income on Loans and Leases (TE) | 1,046 | 1,682 |
| Investment Interest Income (TE) | 135 | 301 |
| Total Interest Income (TE) | 1,199 | 1,998 |
| Total Interest Expense | 312 | 627 |
| Net Interest Income (TE) | 887 | 1,372 |
| Non-Interest Income | 166 | 264 |
| Adjusted Operating Income (TE) | 1,053 | 1,634 |
| Non-interest Expense | 688 | 948 |
| Provision for Loan & Lease Losses | 30 | 105 |
| Pretax Operating Income (TE) | 335 | 685 |
| Pretax Net Operating Income (TE) | 335 | 690 |
| Applicable Income Taxes | 6 | 629 |
| Net Operating Income | 296 | 477 |
| Net Income | 296 | 477 |
| Cash Dividends Declared | 175 | 649 |
| Retained Earnings | 121 | 1,161 |