Vitals
  • Total Assets
    81.2M -6.4 %
  • Total Deposits
    71.3M -6.1 %
  • Total Net Loans
    60.6M -9.2 %
  • Net Income
    296000.0000 -4.8 %
  • Book Value
    9.5M 1.7 %
  • Book Value x2
    18.9M 1.7 %
  • Book Value x3
    28.4M 1.7 %
ROAA

1.433

ROAE

12.54

Efficiency Ratio

65.307

Net Interest Margin

4.593

Balance Sheet Highlights
Financial Highlights First National Bank In Viroqua All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 81,187 145,977
Total Net Loans 60,623 107,178
Total Deposits 71,275 120,421
Total Equity 9,457 14,910
Profitability
Net Income 296 477
Return on Average Assets 1.433 1.245
Return on Average Equity 12.54 12.017
Net Interest Margin 4.593 4.1
Efficiency Ratio 65.307 59.752
Noninterest Income/Revenue 12.161 11.654
Balance Sheet Ratios
Loan-to-Deposit 85.055 85.146
Securities/Assets .149 .634
Total Equity/Total Assets .116 .102
Tangible Equity/Tangible Assets .097 -.095
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,812 14,312
Tier 2 Capital 754 1,248
Total Capital 8,566 15,555
Total Risk Weighted Assets 60,058 111,393
Leverage Ratio 9.64 10.208
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.01 14.027
Total Capital Ratio 14.26 15.153

Timeline for First National Bank In Viroqua

Citizens First Bank

First National Bank In Viroqua was acquired by Citizens First Bank 19 years

View Profile Jun 10 2005

Viroqua Investments, Inc.

Acquisition: First National Bank In Viroqua acquired a new subsidiary, Viroqua Investments, Inc. , 22 years

View Profile Dec 31 2001

Viroqua Investments, Inc.

Viroqua Investments, Inc. became a new subsidiary organization for First National Bank In Viroqua.

View Profile Nov 23 1992

Farmers State Bank

Acquisition: First National Bank In Viroqua acquired a new subsidiary, Farmers State Bank, 35 years

View Profile Dec 03 1988

Firsnabanco, Inc.

Firsnabanco, Inc. became a new parent organization for First National Bank In Viroqua.

View Profile Aug 30 1982

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Complete timeline for First National Bank In Viroqua is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens First Bank Buyer 185,600 Pooling of Interests Discontinued 6/10/2005
Viroqua Investments, Inc. Seller Pooling of Interests Discontinued 12/31/2001
Farmers State Bank Seller 9,111 Discontinued 12/3/1988
Relationships Role Relationship Start Relationship End
Firsnabanco, Inc. Parent 5/16/1991 6/9/2005
Firsnabanco, Inc. Parent 8/30/1982 5/15/1991
Viroqua Investments, Inc. Subsidary 11/23/1992 12/30/2001