Vitals
  • Total Assets
    397.6M 14.6 %
  • Total Deposits
    335.3M 7.0 %
  • Total Net Loans
    221.7M 34.3 %
  • Net Income
    11.6M 227.0 %
  • Book Value
    40.6M 23.8 %
  • Book Value x2
    81.3M 23.8 %
  • Book Value x3
    121.9M 23.8 %
ROAA

3.235

ROAE

31.61

Efficiency Ratio

78.933

Net Interest Margin

3.397

Balance Sheet Highlights
Financial Highlights First National Bank In Howell All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 397,603 330,697
Total Net Loans 221,681 227,599
Total Deposits 335,291 278,247
Total Equity 40,627 33,935
Profitability
Net Income 11,630 3,589
Return on Average Assets 3.235 .954
Return on Average Equity 31.61 8.772
Net Interest Margin 3.397 3.821
Efficiency Ratio 78.933 71.925
Noninterest Income/Revenue 13.792 24.061
Balance Sheet Ratios
Loan-to-Deposit 66.116 76.845
Securities/Assets .356 .16
Total Equity/Total Assets .102 .103
Tangible Equity/Tangible Assets .102 .098
Capital Adequacy
Tier 1 Common Capital 36,507 32,553
Tier 1 Capital 36,507 32,664
Tier 2 Capital 3,618 2,479
Total Capital 40,125 35,133
Total Risk Weighted Assets 264,739 242,208
Leverage Ratio 10 10.341
Common Equity Tier 1 Capital Ratio 13.79 15.339
Tier 1 Capital Ratio 13.79 15.393
Total Capital Ratio 15.16 16.423

Timeline for First National Bank In Howell

Fnb Agency, Llc

Fnb Agency, Llc became a new subsidiary organization for First National Bank In Howell.

View Profile Aug 02 2016

Fnbh Mortgage Company Llc

Fnbh Mortgage Company Llc became a new subsidiary organization for First National Bank In Howell.

View Profile Jan 02 2002

Fnbh Bancorp, Inc.

Fnbh Bancorp, Inc. became a new parent organization for First National Bank In Howell.

View Profile May 12 1989

First National Bank In Howell

First National Bank In Howell was established 90 years ago and is currently headquartered in Howell, MI.

May 12 1934
Relationships Role Relationship Start Relationship End
Fnbh Bancorp, Inc. Parent 5/12/1989
Fnb Agency, Llc Subsidary 8/2/2016
Fnbh Mortgage Company Llc Subsidary 1/2/2002 12/31/2007
Similar Organizations
Organization City State Total Assets
The First National Bank Of Berlin
 		Berlin WI 383.7M
The Citizens National Bank Of Somerset
 		Somerset KY 383.7M
Fsnb, National Association
 		Lawton OK 390.0M
Executive National Bank
 		Miami FL 391.0M
Amg National Trust Bank
 		Boulder CO 374.1M
Southwestern National Bank
 		Houston TX 368.0M
Quantum National Bank
 		Suwanee GA 391.2M
The City National Bank Of Metropolis
 		Metropolis IL 399.6M
Fidelity National Bank
 		West Memphis AR 395.8M
Exchange National Bank & Trust Co.
 		Atchison KS 396.0M