Efficiency Ratio Over Time
Efficiency Ratio First National Bank In Howell All Insured Commercial Banks in Michigan
12-31-2016 78.933 71.925
09-30-2016 78.909 72.284
06-30-2016 80.527 72.703
03-31-2016 85.998 74.111
12-31-2015 88.606 73.902
09-30-2015 90.859 72.796
06-30-2015 91.045 73.108
03-31-2015 93.573 74.364
12-31-2014 94.045 75.309
09-30-2014 96.354 75.334
06-30-2014 95.544 75.605
03-31-2014 96.766 76.846
12-31-2013 92.692 74.841
09-30-2013 90.988 73.806
06-30-2013 91.056 73.811
03-31-2013 87.892 73.988
12-31-2012 86.646 71.723
09-30-2012 85.973 71.614
06-30-2012 85.747 71.839
03-31-2012 84.009 72.697
12-31-2011 81.848 73.486
09-30-2011 81.39 73.637
06-30-2011 79.411 74.221
03-31-2011 82.939 75.166
12-31-2010 87.165 74.379
09-30-2010 87.563 74.86
06-30-2010 87.754 75.739
03-31-2010 86.12 76.883
12-31-2009 93.403 82.058
09-30-2009 92.146 81.121
06-30-2009 91.884 82.109
03-31-2009 85.917 80.184
12-31-2008 75.699 80.181
09-30-2008 73.535 75.465
06-30-2008 73.254 75.619
03-31-2008 67.997 76.097
12-31-2007 75.266 72.221
09-30-2007 80.42 70.635
06-30-2007 60.469 69.92
03-31-2007 58.274 70.315
12-31-2006 56.512 66.877
09-30-2006 55.684 65.716
06-30-2006 56.386 66.171
03-31-2006 55.607 66.982
12-31-2005 50.956 64.078
09-30-2005 52.804 64.016
06-30-2005 54.529 63.808
03-31-2005 54.541 64.541
12-31-2004 54.978 64.329
09-30-2004 55.863 64.747
06-30-2004 57.734 65.538
03-31-2004 54.257 66.274
12-31-2003 55.193 63.66
09-30-2003 54.906 62.955
06-30-2003 57.823 63.034
03-31-2003 57.113 63.233
12-31-2002 53.416 62.526