Vitals
  • Total Assets
    310.6M 20.8 %
  • Total Deposits
    279.4M 22.3 %
  • Total Net Loans
    256.0M 43.2 %
  • Net Income
    2.7M 8.5 %
  • Book Value
    30.5M 7.5 %
  • Book Value x2
    60.9M 7.5 %
  • Book Value x3
    91.4M 7.5 %
ROAA

.975

ROAE

9.121

Efficiency Ratio

72.475

Net Interest Margin

4.414

Balance Sheet Highlights
Financial Highlights First Liberty Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 310,636 202,868
Total Net Loans 256,005 137,756
Total Deposits 279,410 172,449
Total Equity 30,473 21,595
Profitability
Net Income 2,698 2,672
Return on Average Assets .975 1.261
Return on Average Equity 9.121 11.655
Net Interest Margin 4.414 4.163
Efficiency Ratio 72.475 67.201
Noninterest Income/Revenue 21.218 16.695
Balance Sheet Ratios
Loan-to-Deposit 91.623 75.305
Securities/Assets .091 .172
Total Equity/Total Assets .098 .106
Tangible Equity/Tangible Assets .097 .104
Capital Adequacy
Tier 1 Common Capital 30,815 21,413
Tier 1 Capital 30,815 21,413
Tier 2 Capital 3,392 1,666
Total Capital 34,207 23,103
Total Risk Weighted Assets 303,497 150,667
Leverage Ratio 10.03 10.837
Common Equity Tier 1 Capital Ratio 10.15 15.74
Tier 1 Capital Ratio 10.15 15.742
Total Capital Ratio 11.27 16.809

Timeline for First Liberty Bank

The Farmer's State Bank

Acquisition: First Liberty Bank acquired a new subsidiary, The Farmer's State Bank, 18 years

View Profile Jan 01 2006

First Liberty Bancshares, Inc.

First Liberty Bancshares, Inc. became a new parent organization for First Liberty Bank.

View Profile Jan 01 2006

Meno Bancshares, Inc.

Meno Bancshares, Inc. became a new parent organization for First Liberty Bank.

View Profile Nov 01 1979

First Liberty Bank

First Liberty Bank was established 90 years ago and is currently headquartered in Oklahoma City, OK.

Dec 12 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Farmer's State Bank Seller 5,278 Acquisition Discontinued 1/1/2006
Relationships Role Relationship Start Relationship End
First Liberty Bancshares, Inc. Parent 1/1/2006
Meno Bancshares, Inc. Parent 12/31/1980 12/31/2005
Meno Bancshares, Inc. Parent 11/1/1979 12/30/1980
Similar Organizations
Organization City State Total Assets
First Century Bank
 		Tazewell TN 297.4M
Gateway Bank Of Florida
 		Daytona Beach FL 301.3M
Premierbank
 		Fort Atkinson WI 303.4M
St. Landry Bank And Trust Company
 		Opelousas LA 292.6M
Guardian Bank
 		Valdosta GA 304.7M
Grinnell State Bank
 		Grinnell IA 305.1M
Municipal Trust And Savings Bank
 		Bourbonnais IL 305.2M
First Citrus Bank
 		Tampa FL 305.8M
Prime Meridian Bank
 		Tallahassee FL 290.1M
Pan American Bank
 		Melrose Park IL 298.3M