Vitals
  • Total Assets
    269.7M -4.3 %
  • Total Deposits
    204.7M -6.0 %
  • Total Net Loans
    202.0M 6.2 %
  • Net Income
    726000.0000 -7.2 %
  • Book Value
    30.4M 7.7 %
  • Book Value x2
    60.8M 7.7 %
  • Book Value x3
    91.1M 7.7 %
ROAA

1.076

ROAE

9.528

Efficiency Ratio

47.893

Net Interest Margin

3.413

Balance Sheet Highlights
Financial Highlights First Heritage Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 269,730 403,820
Total Net Loans 202,007 239,942
Total Deposits 204,699 304,589
Total Equity 30,380 38,838
Profitability
Net Income 726 4,231
Return on Average Assets 1.076 1.204
Return on Average Equity 9.528 11.823
Net Interest Margin 3.413 3.726
Efficiency Ratio 47.893 65.291
Noninterest Income/Revenue 3.733 15.346
Balance Sheet Ratios
Loan-to-Deposit 98.685 75.835
Securities/Assets .179 .49
Total Equity/Total Assets .113 .096
Tangible Equity/Tangible Assets .113 -.059
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 29,609 34,887
Tier 2 Capital 2,292 3,161
Total Capital 31,901 38,157
Total Risk Weighted Assets 205,033 273,808
Leverage Ratio 10.97 9.462
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.44 14.731
Total Capital Ratio 15.56 16.02

Timeline for First Heritage Bank

Community Bank, National Association

First Heritage Bank was acquired by Community Bank, National Association 20 years

View Profile May 15 2004

First Heritage Bank

First Heritage Bank was established 29 years ago and is currently headquartered in Wilkes-Barre, PA.

Jun 22 1994
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Bank, National Association Buyer 8,666,604 Acquisition Discontinued 5/15/2004
Relationships Role Relationship Start Relationship End
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