First Heritage Bank
Wilkes-Barre, PA — Domestic Branch of a Domestic Bank
Acquired May 2004
Leverage Ratio Over Time
| Leverage Ratio | First Heritage Bank | All Insured Commercial Banks in Pennsylvania |
| 03-31-2004 | 10.97 | 9.462 |
| 12-31-2003 | 10.86 | 9.388 |
| 09-30-2003 | 10.39 | 9.435 |
| 06-30-2003 | 10.21 | 9.341 |
| 03-31-2003 | 9.94 | 9.36 |
| 12-31-2002 | 9.77 | 9.255 |