Vitals
  • Total Assets
    48.0M -8.0 %
  • Total Deposits
    41.7M 2.4 %
  • Total Net Loans
    20.7M -9.8 %
  • Net Income
    295000.0000 10.5 %
  • Book Value
    5.3M -48.0 %
  • Book Value x2
    10.6M -48.0 %
  • Book Value x3
    15.9M -48.0 %
ROAA

.595

ROAE

4.734

Efficiency Ratio

81.844

Net Interest Margin

3.018

Balance Sheet Highlights
Financial Highlights First Guaranty Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 48,042 275,102
Total Net Loans 20,702 177,820
Total Deposits 41,655 227,063
Total Equity 5,312 30,287
Profitability
Net Income 295 2,592
Return on Average Assets .595 .944
Return on Average Equity 4.734 8.074
Net Interest Margin 3.018 3.847
Efficiency Ratio 81.844 70.925
Noninterest Income/Revenue 14.59 17.219
Balance Sheet Ratios
Loan-to-Deposit 49.699 76.952
Securities/Assets .239 .219
Total Equity/Total Assets .111 .11
Tangible Equity/Tangible Assets .111 .107
Capital Adequacy
Tier 1 Common Capital 5,312 29,354
Tier 1 Capital 5,312 29,354
Tier 2 Capital 246 2,092
Total Capital 5,558 31,454
Total Risk Weighted Assets 19,685 190,479
Leverage Ratio 11.03 11.285
Common Equity Tier 1 Capital Ratio 26.99 17.115
Tier 1 Capital Ratio 26.99 17.115
Total Capital Ratio 28.23 18.174

Timeline for First Guaranty Bank

First Guaranty Bank

First Guaranty Bank was established 25 years ago and is currently headquartered in Martin, KY.

Feb 10 1999
Relationships Role Relationship Start Relationship End
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