First Financial Bank
Huntsville, TX — Domestic Branch of a Domestic Bank
Acquired Dec 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Financial Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 3,864 | 5,969 |
Income from Lease Financing Receivables | — | 1 |
10 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 11 |
Income on Loans and Leases (TE) | 3,869 | 5,999 |
Investment Interest Income (TE) | 1,555 | 1,362 |
Total Interest Income (TE) | 5,446 | 7,656 |
Total Interest Expense | 490 | 909 |
Net Interest Income (TE) | 4,956 | 6,713 |
Non-Interest Income | 911 | 1,442 |
Adjusted Operating Income (TE) | 5,867 | 8,270 |
Non-interest Expense | 2,731 | 5,439 |
Provision for Loan & Lease Losses | 250 | 262 |
Pretax Operating Income (TE) | 2,886 | 2,467 |
Pretax Net Operating Income (TE) | 2,906 | 2,630 |
Applicable Income Taxes | 697 | 270 |
Net Operating Income | 1,898 | 2,085 |
Net Income | 1,898 | 2,078 |
Cash Dividends Declared | 1,500 | 689 |
Retained Earnings | 398 | 1,212 |