Vitals
  • Total Assets
    182.9M 3.7 %
  • Total Deposits
    156.1M 3.2 %
  • Total Net Loans
    92.9M 9.8 %
  • Net Income
    1.9M 20.4 %
  • Book Value
    25.9M 5.1 %
  • Book Value x2
    51.7M 5.1 %
  • Book Value x3
    77.6M 5.1 %
ROAA

1.442

ROAE

10.029

Efficiency Ratio

46.547

Net Interest Margin

4.099

Balance Sheet Highlights
Financial Highlights First Financial Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 182,934 256,996
Total Net Loans 92,862 134,796
Total Deposits 156,086 220,197
Total Equity 25,867 28,033
Profitability
Net Income 1,898 2,078
Return on Average Assets 1.442 1.049
Return on Average Equity 10.029 9.681
Net Interest Margin 4.099 3.88
Efficiency Ratio 46.547 69.365
Noninterest Income/Revenue 14.331 15.848
Balance Sheet Ratios
Loan-to-Deposit 59.494 58.922
Securities/Assets .357 .25
Total Equity/Total Assets .141 .109
Tangible Equity/Tangible Assets .087 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,578 24,959
Tier 2 Capital 1,260 1,719
Total Capital 15,838 26,693
Total Risk Weighted Assets 100,751 150,297
Leverage Ratio 8.78 10.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.47 18.438
Total Capital Ratio 15.72 19.547

Timeline for First Financial Bank

First Financial Bank, National Association

First Financial Bank was acquired by First Financial Bank, National Association 11 years

View Profile Dec 31 2012

First Financial Bankshares, Inc.

First Financial Bankshares, Inc. became a new parent organization for First Financial Bank.

View Profile Nov 04 2011

First Financial Bankshares Of Delaware, Inc.

First Financial Bankshares Of Delaware, Inc. became a new parent organization for First Financial Bank.

View Profile Nov 01 2010

Sam Houston Financial Corp.

Sam Houston Financial Corp. became a new parent organization for First Financial Bank.

View Profile Mar 27 2009

Huntsville Holdings, Inc.

Huntsville Holdings, Inc. became a new parent organization for First Financial Bank.

View Profile Apr 07 1999

Want to see more?

Complete timeline for First Financial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 6,660,673 Pooling of Interests Discontinued 12/31/2012
Relationships Role Relationship Start Relationship End
First Financial Bankshares, Inc. Parent 11/4/2011 12/30/2012
First Financial Bankshares Of Delaware, Inc. Parent 11/1/2010 11/3/2011
Sam Houston Financial Corp. Parent 3/27/2009 10/31/2010
Huntsville Holdings, Inc. Parent 4/7/1999 3/26/2009
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