First Financial Bank
Hereford, TX — Domestic Branch of a Domestic Bank
Acquired Dec 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Financial Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 4,100 | 5,969 |
Income from Lease Financing Receivables | — | 1 |
105 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 54 | 11 |
Income on Loans and Leases (TE) | 4,154 | 5,999 |
Investment Interest Income (TE) | 1,334 | 1,362 |
Total Interest Income (TE) | 5,522 | 7,656 |
Total Interest Expense | 162 | 909 |
Net Interest Income (TE) | 5,360 | 6,713 |
Non-Interest Income | 750 | 1,442 |
Adjusted Operating Income (TE) | 6,110 | 8,270 |
Non-interest Expense | 2,864 | 5,439 |
Provision for Loan & Lease Losses | 291 | 262 |
Pretax Operating Income (TE) | 2,955 | 2,467 |
Pretax Net Operating Income (TE) | 3,057 | 2,630 |
Applicable Income Taxes | 757 | 270 |
Net Operating Income | 1,988 | 2,085 |
Net Income | 1,988 | 2,078 |
Cash Dividends Declared | 1,500 | 689 |
Retained Earnings | 488 | 1,212 |