Vitals
  • Total Assets
    170.5M 9.7 %
  • Total Deposits
    137.7M 2.6 %
  • Total Net Loans
    107.7M 12.3 %
  • Net Income
    2.0M 5.9 %
  • Book Value
    16.1M 4.1 %
  • Book Value x2
    32.1M 4.1 %
  • Book Value x3
    48.2M 4.1 %
ROAA

1.656

ROAE

16.995

Efficiency Ratio

46.873

Net Interest Margin

4.703

Balance Sheet Highlights
Financial Highlights First Financial Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 170,516 256,996
Total Net Loans 107,744 134,796
Total Deposits 137,651 220,197
Total Equity 16,074 28,033
Profitability
Net Income 1,988 2,078
Return on Average Assets 1.656 1.049
Return on Average Equity 16.995 9.681
Net Interest Margin 4.703 3.88
Efficiency Ratio 46.873 69.365
Noninterest Income/Revenue 11.958 15.848
Balance Sheet Ratios
Loan-to-Deposit 78.273 58.922
Securities/Assets .298 .25
Total Equity/Total Assets .094 .109
Tangible Equity/Tangible Assets .094 .105
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,182 24,959
Tier 2 Capital 1,542 1,719
Total Capital 16,724 26,693
Total Risk Weighted Assets 122,611 150,297
Leverage Ratio 9.12 10.123
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.38 18.438
Total Capital Ratio 13.64 19.547

Timeline for First Financial Bank

First Financial Bank, National Association

First Financial Bank was acquired by First Financial Bank, National Association 11 years

View Profile Dec 31 2012

First Financial Bankshares Of Delaware, Inc.

First Financial Bankshares Of Delaware, Inc. became a new parent organization for First Financial Bank.

View Profile Mar 28 1990

First Financial Bankshares, Inc.

First Financial Bankshares, Inc. became a new parent organization for First Financial Bank.

View Profile Apr 04 1974

First Financial Bank

First Financial Bank was established 76 years ago and is currently headquartered in Hereford, TX.

Jun 16 1947
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 6,660,673 Pooling of Interests Discontinued 12/31/2012
Relationships Role Relationship Start Relationship End
First Financial Bankshares, Inc. Parent 11/4/2011 12/30/2012
First Financial Bankshares Of Delaware, Inc. Parent 3/28/1990 11/3/2011
First Financial Bankshares, Inc. Parent 4/4/1974 3/27/1990
Similar Organizations
Organization City State Total Assets
State Bank Of Arcadia
 		Arcadia WI 170.1M
Adams County Bank
 		Kenesaw NE 170.1M
First Farmers State Bank
 		Minier IL 171.1M
Logansport Savings Bank
 		Logansport IN 169.9M
Commerce Bank Of Arizona
 		Tucson AZ 171.2M
Ultima Bank Minnesota
 		Winger MN 169.6M
Citizens Progressive Bank
 		Winnsboro LA 168.9M
Farmers Bank And Trust Company
 		Marion KY 168.8M
Farmers Savings Bank
 		Colesburg IA 172.6M
Community Bank Of The Midwest
 		Great Bend KS 168.3M