First Federal Savings Bank Of Lincolnton
Lincolnton, NC — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Federal Savings Bank Of Lincolnton | All Insured Savings Banks in North Carolina |
Interest and Fees on Loans | 13,944 | 6,665 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 13,944 | 6,665 |
Investment Interest Income (TE) | 678 | 938 |
Total Interest Income (TE) | 14,767 | 7,730 |
Total Interest Expense | 2,827 | 1,180 |
Net Interest Income (TE) | 11,940 | 6,551 |
Non-Interest Income | 433 | 1,035 |
Adjusted Operating Income (TE) | 12,373 | 7,641 |
Non-interest Expense | 8,338 | 6,072 |
Provision for Loan & Lease Losses | -3 | 53 |
Pretax Operating Income (TE) | 4,038 | 1,505 |
Pretax Net Operating Income (TE) | 4,068 | 1,603 |
Applicable Income Taxes | 1,444 | 462 |
Net Operating Income | 2,500 | 1,035 |
Net Income | 2,500 | 1,035 |
Cash Dividends Declared | — | 130 |
Retained Earnings | 2,500 | 854 |