First Federal Savings Bank Of Lincolnton
Lincolnton, NC — Federal Savings Bank
Active
Vitals
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Total Assets372.2M 8.4 %
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Total Deposits317.6M 9.1 %
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Total Net Loans288.6M 1.8 %
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Net Income2.5M -26.4 %
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Book Value52.7M 4.2 %
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Book Value x2105.5M 4.2 %
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Book Value x3158.2M 4.2 %
Balance Sheet Highlights
Financial Highlights | First Federal Savings Bank Of Lincolnton | All Insured Savings Banks in North Carolina |
Balance Sheet $(000) | ||
Total Assets | 372,211 | 217,642 |
Total Net Loans | 288,586 | 144,664 |
Total Deposits | 317,565 | 171,818 |
Total Equity | 52,745 | 30,091 |
Profitability | ||
Net Income | 2,500 | 1,035 |
Return on Average Assets | .695 | .442 |
Return on Average Equity | 4.801 | 3.23 |
Net Interest Margin | 3.438 | 3.391 |
Efficiency Ratio | 67.388 | 81.04 |
Noninterest Income/Revenue | 2.849 | 11.81 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 90.875 | 81.903 |
Securities/Assets | .091 | .123 |
Total Equity/Total Assets | .142 | .138 |
Tangible Equity/Tangible Assets | .142 | .138 |
Capital Adequacy | ||
Tier 1 Common Capital | 53,308 | 30,008 |
Tier 1 Capital | 53,308 | 30,008 |
Tier 2 Capital | 2,262 | 1,306 |
Total Capital | 55,570 | 31,762 |
Total Risk Weighted Assets | 214,589 | 128,204 |
Leverage Ratio | 14.36 | 16.044 |
Common Equity Tier 1 Capital Ratio | 24.84 | 30.451 |
Tier 1 Capital Ratio | 24.84 | 30.451 |
Total Capital Ratio | 25.9 | 31.466 |
Timeline for First Federal Savings Bank Of Lincolnton
First Federal Savings Bank Of Lincolnton
First Federal Savings Bank Of Lincolnton was established 84 years ago and is currently headquartered in Lincolnton, NC.
Jan 01 1940Relationships | Role | Relationship Start | Relationship End |
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