Vitals
  • Total Assets
    139.3M 9.9 %
  • Total Deposits
    126.6M 12.2 %
  • Total Net Loans
    96.5M 16.3 %
  • Net Income
    862000.0000 -23.0 %
  • Book Value
    12.4M -9.5 %
  • Book Value x2
    24.8M -9.5 %
  • Book Value x3
    37.2M -9.5 %
ROAA

.635

ROAE

6.422

Efficiency Ratio

85.136

Net Interest Margin

3.911

Balance Sheet Highlights
Financial Highlights First Exchange Bank Of Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 139,321 266,812
Total Net Loans 96,512 157,006
Total Deposits 126,613 227,200
Total Equity 12,394 30,855
Profitability
Net Income 862 2,603
Return on Average Assets .635 .91
Return on Average Equity 6.422 7.525
Net Interest Margin 3.911 3.872
Efficiency Ratio 85.136 69.238
Noninterest Income/Revenue 7.772 15.218
Balance Sheet Ratios
Loan-to-Deposit 76.226 65.031
Securities/Assets .202 .23
Total Equity/Total Assets .089 .116
Tangible Equity/Tangible Assets .089 .114
Capital Adequacy
Tier 1 Common Capital 13,636 30,655
Tier 1 Capital 13,636 30,655
Tier 2 Capital 1,154 1,864
Total Capital 14,790 32,526
Total Risk Weighted Assets 94,731 184,216
Leverage Ratio 9.71 11.829
Common Equity Tier 1 Capital Ratio 14.39 18.757
Tier 1 Capital Ratio 14.39 18.762
Total Capital Ratio 15.61 19.824

Timeline for First Exchange Bank Of Alabama

Feb Bancshares, Inc.

Feb Bancshares, Inc. became a new parent organization for First Exchange Bank Of Alabama.

View Profile Jun 09 2006

First Exchange Bank Of Alabama

First Exchange Bank Of Alabama was established 107 years ago and is currently headquartered in Louisville, AL.

Jan 01 1917
Relationships Role Relationship Start Relationship End
Feb Bancshares, Inc. Parent 6/9/2006
Similar Organizations
Organization City State Total Assets
Southern Bank & Trust
 		Clarkesville GA 141.9M
American Trust Bank Of East Tennessee
 		Knoxville TN 142.0M
Community First Bank
 		Kansas City KS 138.6M
Greater Community Bank
 		Rome GA 137.7M
Bny Mellon Trust Of Delaware
 		Wilmington DE 137.7M
La Salle State Bank
 		La Salle IL 137.4M
The Bank Of The West
 		Thomas OK 140.4M
Cbank
 		Cincinnati OH 141.5M
Oklahoma State Bank
 		Vinita OK 140.8M
River Town Bank
 		Dardanelle AR 140.7M