Vitals
  • Total Assets
    185.4M 8.8 %
  • Total Deposits
    145.1M -3.1 %
  • Total Net Loans
    126.4M 11.1 %
  • Net Income
    773000.0000 -61.7 %
  • Book Value
    31.7M 115.5 %
  • Book Value x2
    63.5M 115.5 %
  • Book Value x3
    95.2M 115.5 %
ROAA

1.795

ROAE

17.372

Efficiency Ratio

47.313

Net Interest Margin

5.851

Balance Sheet Highlights
Financial Highlights First Citizens Bank Of Billings All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 185,352 123,306
Total Net Loans 126,359 87,485
Total Deposits 145,087 99,751
Total Equity 31,733 13,452
Profitability
Net Income 773 3,652
Return on Average Assets 1.795 1.671
Return on Average Equity 17.372 16.474
Net Interest Margin 5.851 5.102
Efficiency Ratio 47.313 58.044
Noninterest Income/Revenue 7.008 9.971
Balance Sheet Ratios
Loan-to-Deposit 87.092 80.73
Securities/Assets .039 .384
Total Equity/Total Assets .171 .109
Tangible Equity/Tangible Assets .069 .032
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,857 12,215
Tier 2 Capital 1,637 1,111
Total Capital 14,494 13,485
Total Risk Weighted Assets 129,996 96,677
Leverage Ratio 8.34 10.418
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.89 14.016
Total Capital Ratio 11.15 15.163

Timeline for First Citizens Bank Of Billings

Western Security Bank

First Citizens Bank Of Billings was acquired by Western Security Bank 17 years

View Profile Jan 27 2007

Glacier Bancorp, Inc.

Glacier Bancorp, Inc. became a new parent organization for First Citizens Bank Of Billings.

View Profile Oct 01 2006

1St Security Bank Of Laurel

Acquisition: First Citizens Bank Of Billings acquired a new subsidiary, 1St Security Bank Of Laurel, 24 years

View Profile Jul 01 1999

Citizens Development Company

Citizens Development Company became a new parent organization for First Citizens Bank Of Billings.

View Profile Dec 31 1970

First Citizens Bank Of Billings

First Citizens Bank Of Billings was established 54 years ago and is currently headquartered in Billings, MT.

Jun 02 1969
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Western Security Bank Buyer 823,729 Pooling of Interests Discontinued 1/27/2007
1St Security Bank Of Laurel Seller 22,558 Acquisition Discontinued 7/1/1999
Relationships Role Relationship Start Relationship End
Glacier Bancorp, Inc. Parent 12/27/2006 1/26/2007
Glacier Bancorp, Inc. Parent 10/1/2006 12/26/2006
Citizens Development Company Parent 12/31/1978 9/30/2006
Citizens Development Company Parent 12/31/1972 12/30/1978
Citizens Development Company Parent 12/31/1970 12/30/1972
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