First Century Bank, National Association
Gainesville, GA — National Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Century Bank, National Association | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 1,431 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 1,431 | 8,459 |
Investment Interest Income (TE) | 433 | 1,021 |
Total Interest Income (TE) | 2,214 | 9,876 |
Total Interest Expense | 23 | 962 |
Net Interest Income (TE) | 2,191 | 8,907 |
Non-Interest Income | 4,438 | 2,364 |
Adjusted Operating Income (TE) | 6,629 | 11,707 |
Non-interest Expense | 5,359 | 7,890 |
Provision for Loan & Lease Losses | 45 | 260 |
Pretax Operating Income (TE) | 1,225 | 3,396 |
Pretax Net Operating Income (TE) | 1,267 | 3,480 |
Applicable Income Taxes | — | 748 |
Net Operating Income | 1,267 | 2,812 |
Net Income | 1,267 | 2,812 |
Cash Dividends Declared | — | 844 |
Retained Earnings | 1,267 | 1,559 |