First Century Bank, National Association
Gainesville, GA — National Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | First Century Bank, National Association | All Insured Commercial Banks in Georgia |
| 12-31-2016 | 2.032 | 4.031 |
| 09-30-2016 | 2.09 | 4.028 |
| 06-30-2016 | 2.249 | 4.008 |
| 03-31-2016 | 2.556 | 4.018 |
| 12-31-2015 | 2.909 | 4.023 |
| 09-30-2015 | 2.952 | 3.993 |
| 06-30-2015 | 3.157 | 3.947 |
| 03-31-2015 | 2.949 | 3.907 |
| 12-31-2014 | 3.246 | 3.965 |
| 09-30-2014 | 3.168 | 3.953 |
| 06-30-2014 | 3.046 | 3.912 |
| 03-31-2014 | 2.889 | 3.851 |
| 12-31-2013 | 3.763 | 3.871 |
| 09-30-2013 | 3.74 | 3.845 |
| 06-30-2013 | 3.75 | 3.809 |
| 03-31-2013 | 3.754 | 3.753 |
| 12-31-2012 | 3.686 | 3.876 |
| 09-30-2012 | 3.771 | 3.863 |
| 06-30-2012 | 4.048 | 3.832 |
| 03-31-2012 | 4.066 | 3.802 |
| 12-31-2011 | 3.92 | 3.778 |
| 09-30-2011 | 3.711 | 3.736 |
| 06-30-2011 | 3.559 | 3.654 |
| 03-31-2011 | 3.553 | 3.548 |
| 12-31-2010 | 4.587 | 3.49 |
| 09-30-2010 | 4.708 | 3.452 |
| 06-30-2010 | 4.774 | 3.398 |
| 03-31-2010 | 4.963 | 3.366 |
| 12-31-2009 | 4.853 | 3.225 |
| 09-30-2009 | 4.682 | 3.188 |
| 06-30-2009 | 4.513 | 3.141 |
| 03-31-2009 | 4.099 | 3.091 |
| 12-31-2008 | 2.284 | 3.451 |
| 09-30-2008 | 1.923 | 3.539 |
| 06-30-2008 | 1.843 | 3.593 |
| 03-31-2008 | 1.394 | 3.695 |
| 12-31-2007 | 2.458 | 4.299 |
| 09-30-2007 | 2.72 | 4.362 |
| 06-30-2007 | 2.788 | 4.402 |
| 03-31-2007 | 2.692 | 4.392 |
| 12-31-2006 | 3.471 | 4.682 |
| 09-30-2006 | 3.574 | 4.707 |
| 06-30-2006 | 3.881 | 4.695 |
| 03-31-2006 | 3.949 | 4.589 |
| 12-31-2005 | 4.277 | 4.561 |
| 09-30-2005 | 4.458 | 4.517 |
| 06-30-2005 | 4.683 | 4.464 |
| 03-31-2005 | 4.807 | 4.388 |
| 12-31-2004 | 4.434 | 4.386 |
| 09-30-2004 | 4.55 | 4.37 |
| 06-30-2004 | 4.703 | 4.329 |
| 03-31-2004 | 5.033 | 4.334 |
| 12-31-2003 | 4.41 | 4.329 |
| 09-30-2003 | 4.074 | 4.316 |
| 06-30-2003 | 3.457 | 4.278 |
| 03-31-2003 | 2.535 | 4.252 |
| 12-31-2002 | 2.478 | 4.478 |