First Carolina Bank
Rocky Mount, NC — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Carolina Bank | All Insured Commercial Banks in North Carolina |
Interest and Fees on Loans | 5,246 | 43,859 |
Income from Lease Financing Receivables | — | 183 |
— | 287 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 148 |
Income on Loans and Leases (TE) | 5,246 | 44,236 |
Investment Interest Income (TE) | 695 | 4,769 |
Total Interest Income (TE) | 5,996 | 49,636 |
Total Interest Expense | 956 | 4,652 |
Net Interest Income (TE) | 5,040 | 44,984 |
Non-Interest Income | 296 | 11,387 |
Adjusted Operating Income (TE) | 5,336 | 56,298 |
Non-interest Expense | 4,308 | 38,609 |
Provision for Loan & Lease Losses | 157 | 1,359 |
Pretax Operating Income (TE) | 871 | 16,556 |
Pretax Net Operating Income (TE) | 872 | 16,646 |
Applicable Income Taxes | 319 | 5,112 |
Net Operating Income | 553 | 10,887 |
Net Income | 553 | 10,887 |
Cash Dividends Declared | — | 5,698 |
Retained Earnings | 553 | 5,606 |